Your home, your things, your wheels — Shielded.
House, contents and private vehicle insurance arranged by a broker — so you get cover that's genuinely right for you, not just the first quote a website spat out.
House, contents, private cars, utes, boats and more — compared across insurers for your situation.
General information only — cover always depends on your situation. See our disclosure, privacy policy and terms of engagement.
Insurance Business Top Brokerage, five years running — awarded to the Shielded group in Australia
Three steps between you and covered
No forms in triplicate. No hold music. Just a broker who does the legwork for you.
Start a quote
Fill in the one-minute form or pick up the phone. It starts with a friendly call from an NZ broker — no paperwork, no jargon.
We do the shopping
Your broker compares cover and premiums from multiple insurers, then recommends what genuinely fits your situation.
You're covered
We arrange the policy, manage it at every renewal and fight your corner at claim time. You're now Shielded.
Broking without the old-school waffle
A young, energetic team of experts who challenge how insurance broking usually feels.
Professional advice
Qualified brokers who explain cover in plain English and recommend what fits — not what pays best.
Award-winning group
Part of the Shielded group, a multi-award-winning brokerage founded in Australia and now in New Zealand.
Renewal management
Your cover gets reviewed and re-shopped before every renewal, so it keeps up as your life or business changes.
24/7 claims
Lodge a claim any hour, any day. Then your broker manages the insurer for you, start to finish.
Cover for the rest of your world
One broker can look after all of it — just ask.
Business insurance
From cafés and trades to offices, retail and professional services — your broker arranges the cover your business actually needs, then explains it in plain English.
- Public & statutory liability
- Professional indemnity
- Business assets & interruption
- Cyber cover
Truck & commercial vehicle
Rigids, tractor units, trailers, utes, vans and whole fleets — cover arranged by brokers who know NZ transport, whether you're line-hauling State Highway 1 or carting stock off-road.
- Trucks, trailers & fleets
- Carriers' liability
- Loss of use cover
- Utes & work vehicles
Rural & farm
Farms, lifestyle blocks, machinery, sheds and rural contracting gear — insurance arranged by brokers who understand that a farm is a home, a workplace and a business in one.
- Farm dwellings & sheds
- Tractors & machinery
- Livestock cover
- Farm liability
Commercial property
Warehouses, retail premises, offices, industrial units and mixed-use buildings — insured for what it would actually cost to rebuild, with cover for the rent you'd lose while that work happens.
- Warehouses, offices & retail
- Loss of rent
- Body corporate & multi-unit
- Landlord liability
Construction & contract works
New builds, renovations, extensions and civil works — cover for builders, contractors and tradies that looks after the job itself, the gear you turn up with, and the people around the site.
- Contract works cover
- Public liability on site
- Plant, tools & equipment
- Design & build indemnity
Home, contents & vehicle questions, answered straight
No jargon, no fine-print games — just how it actually works.
Why use a broker for house or car insurance?
Instead of you filling in five different websites, your broker compares cover and premiums from multiple insurers, explains the differences that actually matter — like sum insured versus replacement — and then deals with the insurer for you at claim time.
How do I work out my house sum insured?
Most NZ house policies pay up to a sum insured, so getting that number right matters. A rebuild-cost estimate — not the market price — is the starting point. Your broker can point you to calculators and valuers so you're not guessing.
Are my contents covered away from home?
Many contents policies include some cover for items away from home or in transit, with limits for valuables like jewellery, bikes and laptops. Tell your broker what you own and we'll check the limits actually fit.
Does landlord insurance differ from house insurance?
Yes — landlord policies can add loss of rent, damage by tenants and liability as an owner. If you rent out a property, ask your broker to arrange landlord-specific cover rather than relying on standard house insurance.
What if I need to claim?
Call us any time — claims can be lodged 24/7. Your broker manages the claim with the insurer and keeps you informed, so you're never stuck on hold wondering what's happening.
Get a quote. It’s free.
One minute now, one friendly phone call later — and the insurance legwork stops being your job.