Cover that goes the distance, right to the back paddock.
Farms, lifestyle blocks, machinery, sheds and rural contracting gear — insurance arranged by brokers who understand that a farm is a home, a workplace and a business in one.
Farm dwellings, sheds, machinery, livestock and liability — arranged around your operation.
General information only — cover always depends on your situation. See our disclosure, privacy policy and terms of engagement.
Insurance Business Top Brokerage, five years running — awarded to the Shielded group in Australia
Three steps between you and covered
No forms in triplicate. No hold music. Just a broker who does the legwork for you.
Start a quote
Fill in the one-minute form or pick up the phone. It starts with a friendly call from an NZ broker — no paperwork, no jargon.
We do the shopping
Your broker compares cover and premiums from multiple insurers, then recommends what genuinely fits your situation.
You're covered
We arrange the policy, manage it at every renewal and fight your corner at claim time. You're now Shielded.
Broking without the old-school waffle
A young, energetic team of experts who challenge how insurance broking usually feels.
Professional advice
Qualified brokers who explain cover in plain English and recommend what fits — not what pays best.
Award-winning group
Part of the Shielded group, a multi-award-winning brokerage founded in Australia and now in New Zealand.
Renewal management
Your cover gets reviewed and re-shopped before every renewal, so it keeps up as your life or business changes.
24/7 claims
Lodge a claim any hour, any day. Then your broker manages the insurer for you, start to finish.
Cover for the rest of your world
One broker can look after all of it — just ask.
Business insurance
From cafés and trades to offices, retail and professional services — your broker arranges the cover your business actually needs, then explains it in plain English.
- Public & statutory liability
- Professional indemnity
- Business assets & interruption
- Cyber cover
Truck & commercial vehicle
Rigids, tractor units, trailers, utes, vans and whole fleets — cover arranged by brokers who know NZ transport, whether you're line-hauling State Highway 1 or carting stock off-road.
- Trucks, trailers & fleets
- Carriers' liability
- Loss of use cover
- Utes & work vehicles
Home, contents & vehicle
House, contents and private vehicle insurance arranged by a broker — so you get cover that's genuinely right for you, not just the first quote a website spat out.
- House & contents
- Private vehicles
- Boats & trailers
- Landlord cover
Commercial property
Warehouses, retail premises, offices, industrial units and mixed-use buildings — insured for what it would actually cost to rebuild, with cover for the rent you'd lose while that work happens.
- Warehouses, offices & retail
- Loss of rent
- Body corporate & multi-unit
- Landlord liability
Construction & contract works
New builds, renovations, extensions and civil works — cover for builders, contractors and tradies that looks after the job itself, the gear you turn up with, and the people around the site.
- Contract works cover
- Public liability on site
- Plant, tools & equipment
- Design & build indemnity
Rural & farm questions, answered straight
No jargon, no fine-print games — just how it actually works.
Can one policy cover the whole farm?
Farm packages can bundle your house, sheds, machinery, livestock and liability under one policy with one renewal — often simpler and easier to manage than separate policies. Your broker will recommend whether a package or separate covers suit your operation better.
Is my tractor covered on the road and in the paddock?
Farm machinery cover can be arranged for both on-farm use and road use — but the details matter. Tell your broker how each machine is used and we'll make sure the cover matches, including implements and attachments.
What about my lifestyle block?
Lifestyle blocks often fall between standard house insurance and full farm cover. A broker can arrange cover that handles the house plus the extras — sheds, a few animals, a small tractor — without paying for a full farm package you don't need.
Does farm liability cover visitors and workers?
Farm liability responds when your farming activities cause injury or property damage to others. Cover involving employees also interacts with your health-and-safety obligations — your broker will talk through statutory liability alongside it.
How do claims work when I'm hours from town?
You can lodge a claim with us 24/7 by phone, and your broker manages the assessor and insurer for you. Being rural shouldn't mean being last in the queue.
Get a quote. It’s free.
One minute now, one friendly phone call later — and the insurance legwork stops being your job.